Our Team

Churchill Stateside Group Team & Affiliates

CSG’s principals are industry veterans who have demonstrated lengthy commitments and successful track records. In fact, our entire team is exceptionally experienced. We’ve all worked hard to establish the connections necessary to finance and build real estate while structuring sound solutions that benefit our investor clients. Our business has always been about creating lasting partnerships. What this means for you is a partner that opens the lines of communication, thinks creatively, and approaches your financing needs in a flexible yet straightforward way. Expect direct communication and innovative solutions from our professional team.

  • Keith J. Gloeckl

    Chief Executive Officer

    Mr. Gloeckl began his career in the insurance industry with American General of Pittsburgh, Pennsylvania. In 1974, Mr. Gloeckl formed Burne & Gloeckl Insurance Agency and grew the firm into a successful enterprise, which he sold in 1984. At that time, Mr. Gloeckl accepted a position as a Commercial Mortgage Banker with Midland Mortgage Investment Corporation, a company that originated multifamily construction loans throughout the United States. During the 1980’s the company grew significantly. In 1988, Mr. Gloeckl and two associates purchased the company and created a group of companies that became known as The Midland Companies. The companies specialized in construction, permanent and equity financing for conventional and affordable multifamily apartment complexes nationwide with an emphasis on tax credit properties.

    During this time, Mr. Gloeckl served as President and Chief Operating Officer of the organization, which grew to over 150 employees in 7 offices across the country. In addition to Midland´s long standing relationships with large municipal pension funds, Midland became a Fannie Mae DUS Lender and FHA/MAP underwriter which broadened the investment base options for its clients. Mr. Gloeckl has worked with a number of corporate investors throughout his tenure.

    In 1999, Mr. Gloeckl and his associates sold The Midland Companies to MuniMae (NYSE:MMA), and the company became known later as MMA Financial. Mr. Gloeckl continued to serve the company and its clients as Chief Investment Officer and a member of Senior Management Committee. During his tenure with MMA, Mr. Gloeckl was responsible for a range of functions across all debt and equity product types for all real estate finance business, as well as the supervision of Production, Underwriting, Closing, Secondary Markets, Tax Credit Origination, and various product development and management initiatives. Mr. Gloeckl also served as Trustee of the MMA Affordable Housing Group Trust and the MMA Multifamily REIT where he worked with various pension fund groups and proprietary funds.

    Since 1992, Mr. Gloeckl has been instrumental in the syndication of more than $1 billion of federal low income housing tax credits.

    Mr. Gloeckl is a member of the Mortgage Bankers Association of America and the National Multifamily Housing Council. Mr. Gloeckl has served as an officer for organizations such as Council for Affordable and Rural Housing, the Florida Council for Affordable and Rural Housing and is a member of various industry organizations. Mr. Gloeckl is a graduate of Walsh University and has served on its Board of Directors.

  • Devin Sanderson

    Chief Operating Officer and Executive Vice President

    Mr. Sanderson brings a wealth of experience providing financing solutions in both the debt and equity capital markets, including project identification, evaluation, financial modeling and structuring of tax advantaged transactions as well as managing the performance of staff and funds to maximize investor benefits and company profitability.

    Mr. Sanderson serves as Chief Operating Officer and Executive Vice President at CSG.  As a thought leader in the company, his responsibilities include spearheading new product development initiatives for all available capital sources in the renewable energy, investment tax credit, and corporate financing space.  Mr. Sanderson provides the management, leadership and vision necessary to ensure that the company has the proper operational controls, administrative and reporting procedures, and people systems in place to effectively grow the organization and to ensure financial strength and operating efficiency.

    In addition to his corporate duties at CSG, Mr. Sanderson leads the Renewable Energy Finance Group and is responsible for the development and financing of over $250 million in solar assets throughout the United States.  His responsibilities include identifying market trends, strategic investment, and tax credit equity for renewable energy projects through a broad range of financing sources including banks, insurance companies, and non-financial sector investors.

    Previously, Mr. Sanderson worked at Churchill Financial and served as Vice President responsible for the origination, analysis, negotiation and placement of Low Income Housing Tax Credit (LIHTC) and renewable energy debt and equity finance investments.  He managed many of the day-to-day operations, including overseeing the servicing and asset management of a $100M+ project portfolio, planning and development for Marketing, Finance & Accounting and Technology departments.

    Mr. Sanderson graduated from the University of South Florida, where he received his Bachelor of Science degree in Finance and was awarded three varsity letters in football.

     

  • Jerome Sullivan, CFA, CPA

    Chief Financial Officer and Senior Vice President, Midwest Regional Director

    Mr. Sullivan is Chief Financial Officer and Senior Vice President, Midwest Regional Director for Churchill Stateside Group and leads the company’s Chicago office. Mr. Sullivan is focused on originating debt and equity opportunities as well as product development. He has extensive experience originating and underwriting debt for Fannie Mae and FHA-HUD, as well as LIHTC equity.

    Prior to joining CSG, Mr. Sullivan served as senior vice president at Great Lakes Capital Fund, a non-profit community development financial institution where he managed their lending business and Illinois and Wisconsin operations. Prior to joining Great Lakes Capital Fund, Mr. Sullivan served as vice president for the mortgage operations of the Enterprise Social Investment Corporation where he established an office in Chicago and oversaw Midwest operations. Prior to joining Enterprise, he served for ten years with a $15 billion private pension fund where he managed community development and investment activities. Mr. Sullivan finished his tenure at the pension fund as manager of alternative investments.

    Mr. Sullivan graduated with a Bachelor of Science in Accounting degree and a second major in Economics from the University of Illinois. Mr. Sullivan is a Chartered Financial Analyst and a Certified Public Accountant. He has been a frequent speaker at affordable housing conferences throughout the Midwest.

  • Rex Tilley

    Senior Vice President, Chief Underwriter

    Mr. Tilley is responsible for all transaction risk assessments for CSG. Rex has more than 27 years of commercial real estate underwriting and valuation experience with the last 15 years focused on multifamily affordable housing.

    Prior to joining CSG, he was employed by AmeriNational Community Services as Director of Multifamily Services and by Oak Grove Capital as a Deputy Chief Underwriter. Prior to these positions, Mr. Tilley was employed for more than ten years by MMA Financial/The Midland Companies. During his tenure with MMA Financial/The Midland Companies, Mr. Tilley held the title of Fannie Mae Chief Underwriter and was in charge of staff ranging from 7 to 25 professionals responsible for underwriting, closing and servicing multifamily debt and equity investments. Prior to MMA Financial/The Midland Companies, Rex was employed by AmSouth Bank and Glendale Federal Bank in their real estate valuation departments.

    Mr. Tilley holds a Bachelor’s degree in Finance from Florida State University and is a Certified General Real Estate Appraiser in the State of Florida.

  • Wendy Stamnas

    Senior Vice President, FHA Chief Underwriter

    Ms. Stamnas is Senior Vice President, FHA Chief Underwriter at CSG and is MAP and LEAN approved. She is responsible for screening, underwriting and closing HUD MAP and LEAN transactions. In addition, Ms. Stamnas assists in creating Multifamily and LEAN underwriting policy, training staff, supporting loan originations, ensuring quality control procedures are met, and serving as the company’s representative to HUD and to the industry. Ms. Stamnas is President of the Eastern Lenders Association and is a member of NIC, and MBA.

    Wendy has more than 27 years experience in commercial real estate including underwriting, originations, portfolio management, screening, and closing FHA, Fannie Mae, conduit loans and all MAP and 232 Programs. Ms. Stamnas underwrote or oversaw more than $1 billion in FHA insured loans that closed under all FHA programs nationwide. She developed underwriting, tracking, and process models to implement efficient analysis and delivery of final products to HUD that are being used successfully today at several companies.

    Prior to joining CSG in October 2013, Ms. Stamnas served as Chief Underwriter for Metropolitan Funding Corp. beginning August 2009. She earned the FHA construction loan administrator designation in June 2010. In addition, Ms. Stamnas closed over $100 million in FHA loans and received FHA Firm Commitments and pre-application FHA LEAN program approvals on an additional $70 million of loans.

    From 2003 to 2009, Ms. Stamnas was Chief Underwriter at Arbor Commercial Mortgage, LLC. She reviewed all FHA Insured loan application packages for quality control prior to submission. She underwrote all Fannie Mae Senior Housing transactions and was a member of the FHA Credit Committee. From 1999 to 2002, Ms. Stamnas was Chief Underwriter for Rockport Mortgage Corporation where she underwrote FHA/MAP, Fannie Mae, and conventional loans for multifamily and healthcare projects nationwide. During that time, she underwrote 25 FHA loans that closed, totaling over $252 million.

    Ms. Stamnas served the U.S. Department of Housing and Urban Development from 1991 to 1999, beginning as a Regional Economist in Boston, MA from 1991 to 1996 and then as Project Manager for the Special Workout Assistance Team (SWAT) in Washington, DC until 1999 where she worked on troubled loans. Prior to that she worked in Housing Development at the Boston Redevelopment Authority.

    Ms. Stamnas holds a BA from University of New Orleans and an MBA in Economics & Real Estate Investment Analysis from Suffolk University in Boston, MA.

  • Tom Vandegrift

    Senior Vice President, Asset Management Director

    Mr. Vandegrift leads CSG’s asset management functions and is responsible for monitoring all of the operational and compliance aspects of the portfolio. Mr. Vandegrift has over 20 years of commercial real estate asset management experience where his primary focus has been on implementing and directing the asset management functions for tax credit syndicators.

    Previously, Mr. Vandegrift served with MMA Financial/The Midland Companies and Guilford Capital/Credit Suisse. While at MMA/Midland, he also implemented and directed the company’s commercial loan servicing operations for a period of 10 years. Total debt and equity investments under Mr. Vandegrift’s management while at Midland/MMA exceeded $3.5 billion. Early in his career Mr. Vandegrift was employed by NationsBank for six years where his work included portfolio management, special assets and asset disposition.

    Mr. Vandegrift holds a Bachelor’s degree in Finance from West Virginia University (Cum Laude), and an MBA with a dual emphasis in Finance and Real Estate from The Pennsylvania State University. While achieving his MBA, Mr. Vandegrift taught undergraduate real estate classes, and was a scholarship recipient from the American Society of Real Estate Counselors.

  • Joseph Dedek

    Senior Vice President, Tax Credit Fund Manager

    Mr. Dedek is a Senior Vice President at CSG and serves as Tax Credit Fund Manager leading the fund management function, responsible for assembling, evaluating, structuring and monitoring Low Income Housing Tax Credit (LIHTC), Historic Tax Credit (HTC) and Renewable Energy Investment Tax Credit (ITC) investment portfolios. Additional responsibilities include the coordination of tax reporting, quarterly and annual investor reporting, annual fund audits and tax returns. Mr. Dedek has over 15 years of experience managing investments in multifamily and commercial real estate portfolios.

    Prior to CSG, Mr. Dedek was the divisional chief financial officer with the Credit Suisse Tax Credit Group (CS) responsible for the general financial management and the oversight of the family of CS tax credit funds in excess of $850 million of invested equity. Before joining CS, Mr. Dedek spent seven years with the affordable housing and mezzanine debt and equity divisions of KeyBank Real Estate Capital Private Equity Group as its chief financial officer managing invested equity in excess of $1.3 billion. Mr. Dedek began his career at KPMG departing as a Manager in the audit practice.

    Mr. Dedek holds a Bachelor of Science degree in Business Administration with a major in accounting from John Carroll University and is a Certified Public Accountant.

  • Gary Sirotzke

    Controller

    Mr. Sirotzke is Controller of Churchill Stateside Group based in the Clearwater office. Gary is responsible for managing day-to-day accounting functions as well as evaluating and establishing procedures to improve the company’s financial reporting and processes.

    Gary has more than thirty years of accounting, finance, investment and operations expertise. Before relocating to Florida, Gary served as Chief of Finance for the Kane County Division of Transportation in Illinois for more than 12 years. Prior to that he served as Controller of Dek Cable Accessories, a Division of Tyco Electronics in St. Charles, Illinois. In addition, Gary was a Registered Representative with Cetera Advisor Networks and was Series 6 and 63 licensed in Illinois until he sold his practice upon relocating to Tampa.

    Gary obtained his Certified Public Accountant certification in 1986 in the State of Illinois and graduated from the University of Illinois at Chicago with a B.A. in Accounting.

  • Philip Peppert

    Vice President, Human Resources

    Mr. Peppert, Vice President, Human Resources for Churchill Stateside Group, is based in the Clearwater, FL. Mr. Peppert is responsible for all operational Human Resources requirements, as well as assessing and establishing policies and procedures to guarantee the company is compliant and incorporating the latest developments and trends. As CSG’s Chief Human Resource Officer, Phil is working to accelerate the company’s transformation through leadership, attracting and developing the best talent and building a culture of engagement and innovation.

    Mr. Peppert is a military veteran with 17 years of service in the British Royal Air Force. During his tenure, he was trained as a Human Resources specialist, was involved in global operations and held high profile positions, including NATO Command in Central Europe and the British Embassy in Washington DC.

    After retiring from the British Royal Air Force in 2008, Mr. Peppert transitioned to an administrative position with the Perioperative Department of Georgetown University Hospital. In 2015 he accepted a Human Resources position with Capital Novus, a global eDiscovery software company based in Fairfax, VA.

    Prior to accepting enlisting in the British Royal Air Force, Mr. Peppert attended Teesside University in the United Kingdom, studying a course in International Business Information Technology.

     

  • Edward “Skip” Santos

    Senior Vice President

    Edward “Skip” Santos is a Senior Vice President and will focus on originating multifamily loans to be processed through the HUD-FHA MAP Program and is based out of New Orleans, LA. Mr. Santos began his banking career at Hibernia National Bank in 1989 in Credit Analysis where he received formal credit training. As a commercial lender he specialized in Mortgage Warehouse and Commercial Real Estate lending. During 2000, Mr. Santos became the bank’s chief originator for a partnership between Hibernia National Bank and Standard Mortgage of New Orleans focusing on the origination of multifamily loans to be placed in the permanent market through FNMA and conduits.

    Since 2001, Skip has concentrated on multifamily loan requests processed through the HUD MAP Program with responsibilities including origination, underwriting, and issuance of GNMA securities. His experience in multifamily lending include:  Historic Tax Credits, LIHTC, affordable, market rate, and healthcare properties. Mr. Santos received his B.S in Accounting from Louisiana Tech University and an M.B.A from Loyola University.

  • Robert M. (Bob) Stout, CRI

    National Director of Originations and Acquisitions

    Bob has been involved in the real estate industry since 1978 and currently serves as Churchill Stateside Group’s (CSG) National Director of Originations and Acquisitions providing leadership and support to the company’s debt and equity origination platform.  He also continues to serve as President and CEO of Q10 Capital LLC a post he has held since 2007. Q10 is an affiliation of 11 independently owned commercial and multifamily mortgage bankers originating in excess of $4 billion annually and servicing a collective portfolio of approximately $10.5 billion. CSG has been a Q10 partner since 2006.

    Early in his career, Stout gained expertise in commercial real estate development, leasing, finance and management with a number of the country’s most respected development firms. During this time he was involved in the development, leasing, finance and management of over 2 million square feet of office and industrial developments. In 1992 he entered the commercial and multifamily loan servicing technology arena serving as Senior Vice President of Sales and Marketing for Synergy Software, LLC and its successor Ocwen Financial (NYSE: OCN). In 2002 Bob joined McCracken Financial Software (then a subsidiary of GMAC Commercial Holdings) as Senior Vice President of U.S. Operations and later served as Interim President leading the company through a substantial restructuring and sale in 2007 for then parent company Capmark Financial. During this period, Stout managed client relations with many of the largest Fannie Mae DUS and Freddie Mac Program Plus lenders as well as a variety of HUD/FHA shops. The McCracken platform provided loan servicing and asset management functions for approximately $1 trillion of multifamily and commercial mortgage debt.

    Bob has served on numerous industry boards most recently serving on the Mortgage Bankers Association (MBA) Board of Directors (2011-2016) and as Chairman of the MBA’s Commercial Multifamily Board of Governors (COMBOG) during the 2015/16 fiscal year. He is a founding member and former President of the Chartered Realty Investor® Society having been awarded the CRI® charter in 2005.  Bob has written numerous articles on commercial real estate topics for a variety of real estate publications and was one of the original contributing authors of the Handbook of Commercial Real Estate Finance published by the MBA in 1995 and revised in 2005.

  • Daniel Duda

    Vice President, National Associate Director of Originations and Acquisitions

    Dan Duda is Vice President, National Associate Director of Originations and Acquisitions for CSG in the Clearwater office. Dan is responsible for debt and equity origination for both affordable and market rate properties in the East region.  Dan previously served CSG as an Underwriter and was responsible for identifying risk in debt and equity real estate transactions throughout the United States.

    Prior to joining CSG in 2013, Mr. Duda served as a Financial Analyst at Investors Bank in New York City. He focused primarily on originating and underwriting multifamily, mixed-use, retail, and industrial loans in the Northeast. Throughout his career, Dan has been responsible for originating and underwriting loans totaling more than $400M.

    He holds a Bachelor of Science degree in Finance from East Carolina University. Mr. Duda sits on the Board of the Council for Affordable and Rural Housing (CARH) and is a frequent speaker at many industry events across the country.

  • Jerry Schmahl

    Vice President, Western Regional Officer

    Jerry Schmahl is the Vice President, Western Regional Officer for Churchill Stateside Group.  Jerry has had three decades of experience in the economic and community development field that includes the origination, underwriting, negotiating and closing of investments in developments supported by Historic, Housing, and New Market Tax Credits..

    Prior to joining Churchill Stateside Group, Jerry was a member of the acquisitions team at National Trust Community Investment Corporation where he helped developers and investors fund the renovation of properties with Historic credits. His experience also includes nearly a decade of service as Program Manager of Affordable Housing and Community Development Investment for the General Board of Pensions of the United Methodist Church. In this position Jerry worked with financial intermediaries to develop a secondary market for loans originated by financial institutions serving low and moderate income families as well as executing one of the first bridge loan products for tax credit equity syndicators. Jerry has also worked as a development consultant and asset manager focused on affordable housing.

    Jerry has spoken on numerous panels focusing the New Markets, Historic, and Low Income Housing tax credit as well as proactive social investment oriented panels. Jerry holds a Bachelor of Arts Degree in Economics from Iowa State University. In his spare time Jerry enjoys hiking the national parks and golfing.

  • Michael Spain

    Vice President, East Regional Officer

    Michael Spain is Vice President, East Regional Production Officer for Churchill Stateside Group.  Mr. Spain is responsible for originating debt and equity solutions for new construction, rehabilitation, acquisition and refinancing of both affordable housing and market rate properties within the eastern region of the United States.

    Prior to joining CSG, Michael was an associate attorney for Hamilton, Miller & Birthisel, LLP where he primarily focused on defending maritime and transportation claims. He also practiced in the areas of insurance defense, insurance coverage, property and casualty, workers compensation and wrongful death and personal injury defense.

    Michael obtained his Juris Doctor from Florida Coastal School of Law; earning the book award in Trusts & Estates Drafting. During law school, Michael was a member of the Mock Trial team and a legislator for the Student Bar Association. As an advocate, he placed runner-up at the Carolinas Mock Trial Tournament and was a finalist in the Spohrer & Dodd Closing Arguments Competition.

    Prior to law school, Michael worked as an assistant project manager and quality inspector for a residential construction company based in Amelia Island, Florida.  He was in charge of preparing contracts and estimates and reviewing construction and building plans to ensure compliance with current building codes, local ordinances and zoning regulations.  In his spare time, Michael is an avid golfer and stays involved in his community.

     

     

  • Jeff Cresto

    Vice President, West Coast Regional Officer

    Jeff Cresto joined Churchill Stateside Group as the Vice President, West Coast Regional Officer. Jeff is based out of Southern California and is responsible for originating debt and equity solutions for new construction, rehabilitation, acquisition and refinancing of both affordable housing and market rate properties within the western region of the United States.

    Prior to joining CSG in 2018, Mr. Cresto was the loan funding manager for California Community Reinvestment Corporation (CCRC) where he was responsible for the conversion of the permanent loan on 4% and 9% LIHTC deals located throughout the state.  Prior to that, Jeff worked as an associate at Berkeley Point Capital where he was responsible for underwriting commercial Fannie Mae and Freddie Mac multifamily loans.

    Jeff received a Bachelor’s in Business Administration (BBA) with an emphasis in Real Estate and Finance from the University of San Diego.In his spare time, Jeff enjoys coaching youth sports and playing golf.

  • Alex Holverson

    Production Manager

    Alex Holverson is the Production Manager at Churchill Stateside Group and is responsible for analyzing debt and equity opportunities, reporting deals in process, composing offer packages, and preparing deals for the underwriting process. Prior to joining CSG, Mr. Holverson was a claims adjuster for a nationally recognized insurance company, handling primarily commercial and residential property claims.

    Mr. Holverson received his Masters in Real Estate from the University of South Florida, and a BS in Finance with an emphasis on Real Estate from the University of Missouri.

  • Lois Pemberton

    Vice President, Transaction Coordinator

    Mrs. Pemberton is a Vice President at CSG and provides support to the team through the effective organization of various due diligence requirements and the processing of loans through HUD, USDA Section 538 and other lending sources.

    Lois brings to the team more than 20 years of commercial real estate finance and banking experience and has previously held positions in Credit, Underwriting and Commercial Banking. After roles in commercial banking, she joined the Midland Companies where she held various positions in underwriting and loan delivery management. As Vice President at Midland, she was instrumental in the implementation of the loan delivery processes to Fannie Mae, Freddie Mac and other secondary market sources. Throughout her career, Lois has been responsible for the successful packaging and delivery of loans totaling $2.3 billion.

    Lois has extensive experience as a liaison between lenders, borrowers, legal counsels, title agents, and various parties to ensure the successful funding for many types of transactions.

  • Linda Carroll

    Vice President, Closing and Loan Administration

    Ms. Carroll serves as CSG’s Closing and Loan Administrator and brings more than 25 years of mortgage banking experience to the team. She began her career with MMA Financial/The Midland Companies as a Loan Closing Coordinator. Ms. Carroll was responsible for processing monthly construction draws, preparing loan documents for investors and coordinating wire transfers.

    During her 20 year tenure with MMA/Midland, Ms. Carroll served as Vice President of the Loan Administration Department and as Vice President/Closing Support Manager. As part of her responsibilities, she developed and implemented loan closing policies, procedures and processing manuals, and met daily deadlines for processing millions of dollars in construction loans and tax credit equity installments.

  • Charles Kane

    Vice President, Asset Management

    Mr. Kane is the Vice President of Asset Management and is responsible for monitoring all of the operational and compliance aspects of the portfolio. Mr. Kane has over 10 years of asset management experience.  His focus has been on the managing of large portfolios as well as audit and distribution related analyses.

    Previously, Mr. Kane served with Raymond James Tax Credit Funds (RJTCF). While at RJTCF, he created a tracking and collection system for project distributions and fees for over 1,000 partnerships. Earlier in his career, Mr. Kane was employed by Midwest Housing Equity Group (MHEG) where his work included portfolio management and special assets.

    Mr. Kane holds a Bachelor’s degree in Business Administration, with emphasis in Management and a minor in Organizational Communication from Bellevue University.  Mr. Kane also holds the HCCP designation.

  • Jackie Friend

    Loan Servicing and Asset Management Administrator

    Ms. Friend serves as CSG’s Loan Servicing & Asset Management Administrator and is a seasoned, results-oriented professional who brings more than 30 years of commercial real estate finance and banking experience to the team.  She has previously held positions as a real estate paralegal and served as Vice President of Construction and Permanent Loan Servicing with MMA Financial. As Vice President at MMA, she was responsible for successfully managing a team whose portfolio was comprised of over 900+ loans valued at over $5 billion.   She has experience in multi-family tax-exempt and credit-enhanced Bond loan servicing, taxable construction and permanent loan servicing, commercial and residential loan closings and Low Income Housing Tax Credit asset management.

     

  • Beth Bastas

    Loan Servicing and Asset Management Administrator

    Ms. Bastas serves as CSG’s Loan Servicing and Asset Management Administrator, and brings more than 29 years of mortgage banking experience to the team.  Beth is primarily responsible for the processing and servicing of CSG’s permanent loan portfolio, along with assisting in the maintenance of the construction loan portfolio.  She began her career in the mortgage banking industry in downtown Philadelphia, and has since successfully managed up to $1 billion of CRE loans at any given time throughout the years in Pennsylvania, and then for the past 19 years in Florida.  Ms. Bastas has extensive experience in servicing both performing and distressed properties.

    Ms. Bastas graduated from Rider University in Lawrenceville, NJ, and received a Bachelor’s of Science degree Magna Cum Laude in International Business.  She is also a licensed Mortgage Loan Originator in the State of Florida.

  • Jason Rubio

    Construction Loan Administrator

    Jason Rubio serves as a Construction Loan Administrator, primarily involved in the servicing of CSG’s construction loan and equity portfolio. Mr. Rubio possesses more than a decade of construction management experience, along with a strong background in real estate and development.

    Prior to joining CSG, Mr. Rubio was with Raymond James Tax Credit Funds (RJTCF) where he managed a large Low Income Housing Tax Credit (LIHTC) portfolio containing over $500M in properties.

    Mr. Rubio also maintains an HCCP designation.

  • Ed Parke

    Senior FHA Underwriter

    Ed Parke is a Senior Underwriter for Churchill Stateside Group, responsible for identifying risk in both affordable and market rate FHA insured multifamily housing debt under the HUD MAP and Lean Programs.  Mr. Parke has 22 years of commercial real estate experience closing multifamily debt and equity transactions totaling approximately $900M, with experience in underwriting FHA and Risk Share insured debt, 9% and 4% Low Income Housing Tax Credit (LIHTC) equity, Tax Exempt Bond debt associated with 4% LIHTC equity and soft secondary debt under the HUD HOME, Illinois Trust Fund and Federal Home Loan Bank-AHP Programs.

    Prior to joining Churchill Stateside Group, Mr. Parke was employed for 10 years by the Illinois Housing Development Authority within the HOME, Risk Share and LIHTC Programs, 3 years with the developer, Pathway Senior Living as a Financial Coordinator procuring LIHTC awards, FHA, Risk Share and subordinate debt for the financing of assisted and independent living developments for seniors, 2 years with the accounting firm,  Baker Tilly assessing LIHTC investments opportunities for tax credit investors and 5 years with Berkadia Commercial Mortgage underwriting FHA insured debt.

    Mr. Parke received a Masters Degree from the University of Illinois Chicago Circle Campus in Urban Planning and Policy with a specialization in Housing Planning.

  • Anna Parks

    Investment Underwriter

    Anna Parks is an Investment Underwriter for Churchill Stateside Group, responsible for identifying risk in both affordable and market rate multifamily housing debt and equity transactions throughout the United States. Ms. Parks has almost 30 years of commercial real estate experience including loan servicing, asset management and underwriting and closing multifamily debt and equity transactions totaling approximately $700M, with experience in underwriting secondary market purchases, tax-exempt bonds, taxable loans and affordable loans in the Fannie Mae, Freddie Mac and USDA-RD 538 programs.

    Prior to joining Churchill Stateside Group, Ms. Parks was employed for 25 years by MMA Financial in various positions within the loan servicing, asset management and underwriting departments, with the last 18 years focused on underwriting and closing multifamily affordable debt transactions.

    Ms. Parks graduated Cum Laude from the University of Baltimore with a Bachelor of Science degree in Finance.

  • Victoria Jones

    Associate Underwriter

    As an Associate Underwriter, Victoria is responsible for the risk analysis of potential debt and equity investments with finance structures utilizing tax credits and various government and conventional loan programs.

    She brings over 25 years of commercial real estate experience, with an emphasis on feasibility analysis, multi-family development and project finance. Prior to joining Churchill Stateside Group, Victoria was an executive at Meta Housing Corporation, an affordable housing developer based in Southern California. While there, she financed and coordinated the development of over 400 senior housing units utilizing allocations of low-income housing tax credits, tax-exempt bonds, and conventional financing. Earlier in her career she was in charge of acquisitions and finance for a commercial real estate developer and a financial analyst for a national real estate syndicator.

    Victoria attended Pepperdine University and Mount St. Mary’s University in Los Angeles, graduating Magna Cum Laude with a Bachelor of Science degree in Business.

  • Janel Salinas

    Associate Underwriter

    Janel Salinas joined Churchill Stateside Group as an Associate Underwriter responsible for identifying risk in both affordable and market rate multifamily housing debt and equity transactions throughout the United States. Ms. Salinas has experience in Real Estate Development, CRE Loan Closing and Asset Management with the emphasis in affordable housing including LIHTC, USDA-RD 538 and 515 programs, tax-exempt bonds, and VA transactions.

    Prior to joining Churchill Stateside Group, Janel leveraged her education from Temple University and background as a paralegal to become an influential affordable housing Developer at Shelter Resources Inc. in Western Washington.  While there, she coordinated financing; managed the involvement of nonprofit partners; wrote financing applications; and, supervised the development of new construction and rehabilitation projects including senior housing, workforce housing, and veterans housing units from concept to stabilization.  These projects utilized allocations of low-income housing tax credits, tax-exempt bonds, HOME funds, Housing Trust Funds, USDA RD and conventional financing.  Ms. Salinas also complements the team with extensive knowledge of the USDA RD 515 Transfer Application process.

  • Sean Smith

    Associate Underwriter

    Sean Smith is an Associate Underwriter for Churchill Stateside Group and is responsible for the risk analysis of potential debt and equity investments with finance structures utilizing tax credits and various government and conventional loan programs. Mr. Smith holds a Florida State Certified-General Appraisal license with a background in commercial real estate valuations and market feasibility analysis.

    Prior to joining Churchill Stateside Group, Mr. Smith was employed with Value Tech Realty Services as a staff appraiser and market analyst. He specialized in HUD MAP feasibility studies and valuations for both affordable and market-rate apartments. In addition, Mr. Smith consulted for multifamily developers and advised regarding due diligence, development trends, and site selection.

    Mr. Smith graduated from the University of South Florida with a Bachelor of Science degree in Finance. Prior to returning to school and completing his degree, he served seven years in the U.S. Army.

  • Lana Demchak

    Senior Loan Processor

    Lana is the FHA Senior Loan Processor at Churchill Stateside Group supporting the underwriting team through the FHA multifamily housing debt under the HUD, MAP, and LEAN programs. She is responsible for the due diligence of borrower communications, governmental transaction processing, final loan document reviewing and loan package preparations submitted to HUD.

    Prior to joining CSG, Lana worked as a Loan Processor and Audit Specialist, for Citibank. There she was responsible for processing conventional mortgage refinance and purchase transactions for a period of six years.  She has assisted in over 1,000 successful loan closings of both refinancing and purchasing applications by working as an advocate and main point of contact.  Later, Lana moved to a special projects team where her accountability included; auditing files of loan processors for quality assurance, along with monitoring regulations in accordance with company, lender, and federal guidelines.

    Mrs. Demchak has a bachelor’s degree in English and history from Eastern Michigan University. She is also in the final stages of completing a master’s degree in business administration with a concentration in community economic development from the University of Southern New Hampshire.

  • Christina Thornton

    Senior Loan Processor

    Mrs. Thornton is a Loan Processor at CSG and supports the underwriting team through the organization of various due diligence and the processing of transactions through HUD, USDA Section 538 and other lending sources.

    Chris brings more than 25 years of administrative and loan processing expertise from positions in the institutional and private investment management and commercial real estate finance industries. While with The Midland Companies, she held various positions in underwriting and focused on the loan delivery processes to Fannie Mae, Freddie Mac and other secondary market sources. During that time, Chris participated on a team that managed the packaging and delivery of loans totaling $2.3 billion. Chris’ prior employers also include AEGON USA, Inc., MetLife and Ameriprise Financial.

  • Lacey Steele

    Associate Loan Processor

    Ms. Steele is an Associate Loan Processor at CSG. She provides support with the closing of debt and equity transactions involving tax credit investments and multi-family affordable housing.
    She is responsible for the due diligence, borrower communications, committee presentations and processing governmental applications through USDA Section 538 and other lending sources.

    Ms. Steele joined Churchill Stateside Group as an Investment Assistant and quickly proved her value. Her skills allow her to provide dependable support to senior level managers to meet
    required transaction deadlines.

  • Barbie Rostine

    Senior Financial Analyst

    Ms. Rostine serves as CSG’s Senior Financial Analyst and brings more than 20 years of finance and IT integration experience to the team. Ms. Rostine is primarily responsible for supporting management through advanced modeling and financial analysis with an emphasis on helping ensure the company has best-in-class technology infrastructure, to allow efficient processing of debt and equity transactions, while maintaining security of customer information. Additionally, she manages corporate dashboards and efficiency measurement systems.

    Prior to joining CSG, Barbie focused her career on finance and IT integration for both the public and private sectors. She had spent the last several years in commercial real estate and securing debt for new and existing organizations by developing profitability models, financial forecasting, and business plans for such entities. As Senior Financial Analyst for a $480 million publicly traded REIT, she brings experience with audit and finance requirements within the industry. Her primary focuses were financial reporting, debt securitizations, corporate performance and process improvement through the use of technology.

    Ms. Rostine graduated with a Bachelor of Science in Accounting degree and a second major in Business Management from Baker College in Michigan. In her spare time, Barbie enjoys running, football season and is working on speaking fluid German.

  • Regina Dvorak

    Senior Accountant

    Regina Dvorak joined Churchill Stateside Group as a Senior Accountant. Regina brings extensive accounting expertise with her past experience in the Architecture/Engineering/Construction industries. Regina received both a Masters degree in Accounting and a MBA from the University of South Florida.

    Regina will be responsible for payroll, accounts receivable, billings and other payments and day-to-day accounting processes.

     

  • Dana Carl

    Staff Accountant

    Mrs. Carl joined CSG as a Staff Accountant with an array of Accounting experience.  She graduated with honors in 2017 from Southeastern Oklahoma State University with a Bachelor’s degree in Accounting.  She worked with the Choctaw Nation of Oklahoma, a native Indian tribe, focusing government contracting.

    Dana handles the Accounts Receivables, Accounts Payables and multiple tasks within the Accounting Department. Dana is hoping to complete her fifth year of Accounting in pursuit of her CPA License.

  • Cathy Arnold

    Staff Accountant

    Cathy joined CSG as a Staff Accountant with over 40 years of experience.  This experience includes ADP union & non-union payrolls, cost accounting, sales and use taxes and commissions.  Cathy worked as the corporate financial analyst of the Hyatt timeshare division. At CSG, Cathy handles wire transfers, accounts receivables, accounts payables and a multitude of tasks for the Accounting Department.

    Cathy has a Bachelor in Business Administration in Accounting from Niagara University and a Master of Science in Taxation and Accounting from Long Island University.

  • Liz Broesler

    Administrative Assistant

    Ms. Broesler is primarily responsible for maintaining the Office Services functions at CSG and providing administrative support to the CEO and several departments. Liz brings extensive expertise in various professional functions and also plays a key role in coordinating conferences and marketing requirements.

    Ms. Broesler draws on a range of organizational and management skills from her background in the Human Resources, Marketing and Architectural platforms. Previously, Liz worked at MMA Financial and gained invaluable experience as an administrative assistant for several departments.